For those who have left, or who are considering leaving the UK, existing UK pension benefits may profit from being transferred to a Qualifying Recognised Overseas Pension Scheme (QROP).

Guernsey residents may take advantage of local income tax regulations to make flexible pension arrangements through participation in a Retirement Annuity Trust.

Cogent has established the Liberty QROPS, which has received formal approval from the Guernsey Tax Office as a Guernsey RATS and from HMRC in the UK as a QROP.

Cogent can establish and administer other forms of personal and multi-member pension plans for individuals and businesses; including third-country national schemes.

More information is available on request or at libertyqrops.com

In addition to pension plans, Cogent can also provide administration of various corporate employee benefit arrangements. These range from simple savings accounts to more complex incentive programmes and share option plans. Performance related schemes may allow for cash bonus awards, deferred compensation, stock purchase plans and phantom structures. Our executive benefit services can be tailored to individual company demands.